Canadian Underwriter’s 2026 Executive Outlooks: A Summary by Navacord

Each year, Canadian Underwriter publishes a series of Executive Outlooks capturing how leaders across Canada’s property and casualty insurance industry view the year ahead. 

Amid rapid technological advancement, sustained climate volatility and shifting economic conditions, Canada’s property and casualty insurance industry enters 2026 facing increased complexity. Artificial Intelligence has moved quickly from experimentation to integration, reshaping how organizations operate. At the same time, wildfire and other secondary perils continue to test community resilience, commercial lines soften while personal lines remain pressured, and regulatory reform — including auto modernization and expanded disclosure requirements — is redefining operating expectations. Together, these forces are influencing pricing, underwriting discipline and the evolving needs of clients across the country. 

Read on for Navacord’s summary of this year’s Executive Outlooks, highlighting both the challenges and opportunities shaping 2026.